{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-179290","form_type":"8-K","ticker":"ALLY","cik":"0000040729","company_name":"Ally Financial Inc.","filed_at":"2026-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.594069+00:00","generated_at":"2026-05-15T04:06:06.403911+00:00","sec_items":["8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Ally Q1 2026: Adj EPS $1.11 up 90% YoY, launches Series D preferred offering","bullets":["GAAP EPS $0.93; Adjusted EPS $1.11, up ~90% YoY; Core pre-tax income $470M, up $223M YoY.","NIM ex. OID 3.52% (+17bps YoY); CET1 ratio 10.1% (+60bps YoY); $147M in share repurchases.","Retail auto net charge-offs 197 bps, down 15bps YoY; consumer auto originations $11.5B from record 4.4M applications.","Proposed public offering of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D; proceeds may redeem Series B preferred.","Insurance written premiums $389M; Corporate Finance HFI portfolio $13.7B with no new NPLs; ROE 26%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-179290","json":"https://secwatch.observer/filing/0001193125-26-179290.json","markdown":"https://secwatch.observer/filing/0001193125-26-179290.md","text":"https://secwatch.observer/filing/0001193125-26-179290.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/40729/000119312526179290/0001193125-26-179290-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/40729/000119312526179290/d100900d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:06:06.403911+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}