---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-179290"
form_type: "8-K"
ticker: "ALLY"
cik: "0000040729"
company_name: "Ally Financial Inc."
filed_at: "2026-04-27T23:59:59+00:00"
generated_at: "2026-05-15T04:06:06.403911+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Ally Q1 2026: Adj EPS $1.11 up 90% YoY, launches Series D preferred offering

## Summary
- GAAP EPS $0.93; Adjusted EPS $1.11, up ~90% YoY; Core pre-tax income $470M, up $223M YoY.
- NIM ex. OID 3.52% (+17bps YoY); CET1 ratio 10.1% (+60bps YoY); $147M in share repurchases.
- Retail auto net charge-offs 197 bps, down 15bps YoY; consumer auto originations $11.5B from record 4.4M applications.
- Proposed public offering of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D; proceeds may redeem Series B preferred.
- Insurance written premiums $389M; Corporate Finance HFI portfolio $13.7B with no new NPLs; ROE 26%.

## SEC filing metadata
- accession: 0001193125-26-179290
- form_type: 8-K
- ticker: ALLY
- cik: 0000040729
- company_name: Ally Financial Inc.
- filed_at: 2026-04-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/40729/000119312526179290/0001193125-26-179290-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/40729/000119312526179290/d100900d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-179290
- JSON: https://secwatch.observer/filing/0001193125-26-179290.json
- Plain text: https://secwatch.observer/filing/0001193125-26-179290.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.