secwatch.observer — SEC 8-K summary
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Issuer:     NORWOOD FINANCIAL CORP (NWFL)
CIK:        0001013272
Form:       8-K
Filed at:   2026-04-27T23:59:59+00:00
Accession:  0001193125-26-179294
Event type: earnings
Sentiment:  neutral
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Norwood Financial Q1 net income $3.73M, EPS $0.35; closed Presence Bancshares acquisition
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- Record net interest income $24.6M; NIM 3.68% vs 3.30% YoY; net interest spread 3.04%.
- Reported net income $3.73M ($0.35 diluted EPS) down from $5.77M; adjusted net income $7.81M ($0.72).
- Acquisition of Presence Bancshares closed Jan 5, 2026; TBV per share $22.43, diluted $0.52 from $22.90.
- Total assets $2.917B, deposits $2.507B, loans $2.238B; tangible common equity / assets 8.49%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1013272/000119312526179294/0001193125-26-179294-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1013272/000119312526179294/d55867d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-179294

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