---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-181354"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2026-04-27T23:59:59+00:00"
generated_at: "2026-05-15T04:08:43.763777+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital Q1 net income rises to $3.2M from $2.6M YoY; EPS $0.43

## Summary
- Total assets at March 31, 2026: $1.25B, up from $1.20B at Dec 31, 2025.
- Net income $3.2M vs $2.6M in Q1 2025; net income available to common $3.1M.
- Diluted EPS $0.43 per share, compared to $0.33 per share in prior-year quarter.
- Improvement attributed to higher net interest margin across all earning assets.
- Preferred dividend payments considered in common shareholder earnings calculation.

## SEC filing metadata
- accession: 0001193125-26-181354
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2026-04-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000119312526181354/0001193125-26-181354-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000119312526181354/uwhr-20260427.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-181354
- JSON: https://secwatch.observer/filing/0001193125-26-181354.json
- Plain text: https://secwatch.observer/filing/0001193125-26-181354.txt

## Key facts
- Earnings Releases
  UWHARRIE CAPITAL CORP reported the three months ended March 31, 2026 results: net income $3.2 million, EPS $0.43 per share.
  - Period: the three months ended March 31, 2026
  - Net income: $3.2 million
  - EPS: $0.43 per share
  - Result: reported results
  source text: The Registrant reported consolidated total assets of $1.25 billion at March 31, 2026, compared to $1.20 billion at December 31, 2025. Net income for the three-month period ended March 31, 2026, was $3.2 million versus $2.6 million for the same period in 2025. For the three months ended March 31, 2026, net income available to common shareholders was $3.1 million, or $0.43 per share, compared to $2.4 million, or $0.33 per share, for the three months ended March 31, 2025.
  evidence_url: https://www.sec.gov/Archives/edgar/data/898171/000119312526181354/0001193125-26-181354-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.