---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-184446"
form_type: "8-K"
ticker: "AUBN"
cik: "0000750574"
company_name: "AUBURN NATIONAL BANCORPORATION, INC"
filed_at: "2026-04-28T23:59:59+00:00"
generated_at: "2026-05-15T03:26:21.768120+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Auburn National Bancorporation Q1 2026 EPS Rises 43% to $0.63, Net Interest Margin Expands

## Summary
- EPS increased 43% to $0.63, net earnings $2.2M vs $1.5M in Q1 2025.
- Net interest income up 10% to $7.8M; net interest margin (tax-equivalent) rose to 3.28% from 3.09%.
- Nonperforming assets fell to 0.01% of total assets, driven by charge-off of one nonperforming loan.
- Annualized loan growth of 12% in Q1 2026; net charge-offs were $402K (0.28% of average loans).
- Return on assets improved to 0.86% annualized from 0.62% a year earlier; expenses remained controlled.

## SEC filing metadata
- accession: 0001193125-26-184446
- form_type: 8-K
- ticker: AUBN
- cik: 0000750574
- company_name: AUBURN NATIONAL BANCORPORATION, INC
- filed_at: 2026-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750574/000119312526184446/0001193125-26-184446-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750574/000119312526184446/d845747d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-184446
- JSON: https://secwatch.observer/filing/0001193125-26-184446.json
- Plain text: https://secwatch.observer/filing/0001193125-26-184446.txt

## Key facts
- Earnings Releases
  AUBURN NATIONAL BANCORPORATION, INC reported financial results for the first quarter of 2026.
  - Period: the first quarter of 2026
  - Result: reported results
  source text: Attached and incorporated herein by reference as Exhibit 99.1 is a copy of the press release of Auburn National Bancorporation, Inc., dated April 28, 2026, reporting the Company’s financial results for the quarter ended March 31, 2026.
  evidence_url: https://www.sec.gov/Archives/edgar/data/750574/000119312526184446/0001193125-26-184446-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.