secwatch.observer — SEC 8-K summary
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Issuer:     AUBURN NATIONAL BANCORPORATION, INC (AUBN)
CIK:        0000750574
Form:       8-K
Filed at:   2026-04-28T23:59:59+00:00
Accession:  0001193125-26-184446
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud

Auburn National Bancorporation Q1 2026 EPS Rises 43% to $0.63, Net Interest Margin Expands
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- EPS increased 43% to $0.63, net earnings $2.2M vs $1.5M in Q1 2025.
- Net interest income up 10% to $7.8M; net interest margin (tax-equivalent) rose to 3.28% from 3.09%.
- Nonperforming assets fell to 0.01% of total assets, driven by charge-off of one nonperforming loan.
- Annualized loan growth of 12% in Q1 2026; net charge-offs were $402K (0.28% of average loans).
- Return on assets improved to 0.86% annualized from 0.62% a year earlier; expenses remained controlled.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/750574/000119312526184446/0001193125-26-184446-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/750574/000119312526184446/d845747d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-184446

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