{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-191552","form_type":"8-K","ticker":"MFIN","cik":"0001000209","company_name":"MEDALLION FINANCIAL CORP","filed_at":"2026-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:31.761951+00:00","generated_at":"2026-05-15T01:35:22.207903+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"confidence":"high","headline":"Medallion Q1 net income falls to $5.0M ($0.20/sh) on lower equity gains; originations up 34%","bullets":["Net income $5.0M ($0.20/sh) vs $12.0M ($0.50) YoY; prior year had $9.4M equity gains vs $0.3M.","Net interest income +5% to $54.1M; loan originations +34% to $376.9M.","Recreation originations +64% to $142.5M; credit loss improved to 4.38% from 4.67%.","Quarterly dividend raised to $0.14/share (from $0.12); payable May 21, 2026.","Net book value $17.10 vs $16.36 YoY; portfolio $2.618B (record)."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-191552","json":"https://secwatch.observer/filing/0001193125-26-191552.json","markdown":"https://secwatch.observer/filing/0001193125-26-191552.md","text":"https://secwatch.observer/filing/0001193125-26-191552.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1000209/000119312526191552/0001193125-26-191552-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1000209/000119312526191552/mfin-20260429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T01:35:22.207903+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}