{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-192352","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2026-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.958225+00:00","generated_at":"2026-05-15T02:38:02.894540+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hanover Q1 net income $5.20/sh, operating income $5.25/sh; combined ratio 91.7%","bullets":["Net income $186.8M ($5.20 diluted EPS) vs $128.2M ($3.50) YoY; operating income $188.5M ($5.25) vs $141.8M ($3.87).","Combined ratio improved to 91.7% from 94.1% YoY; ex-catastrophe combined ratio 85.4% vs 87.8%.","Net premiums written $1.56B, up 3.2% YoY; net investment income $126.9M, up 19.6%.","Core Commercial combined ratio 96.6% (103.4% YoY); Personal Lines 91.5% (89.7% YoY); Specialty 84.2% (87.7% YoY).","Repurchased 580k shares for ~$101M YTD through Apr 28; book value per share $101.86, up 1.0% from Dec 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-192352","json":"https://secwatch.observer/filing/0001193125-26-192352.json","markdown":"https://secwatch.observer/filing/0001193125-26-192352.md","text":"https://secwatch.observer/filing/0001193125-26-192352.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000119312526192352/0001193125-26-192352-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000119312526192352/thg-20260429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T02:38:02.894540+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"78166b87e7e464fc6b52dce718bd980f76aa5369","claim":"HANOVER INSURANCE GROUP, INC. reported the quarter ended March 31, 2026 results: net income $186.8 million, or $5.20 per diluted share, EPS $5.20 per diluted share.","evidence_excerpt":"The supplement is furnished as Exhibit 99.2 hereto. --- EX-99.1 (EX-99.1) --- EX-99.1 Exhibit 99.1 The Hanover Reports Record First Quarter Net Income and Operating Income of $5.20 and $5.25 per Diluted Share, Respectively; Record Net and Operating Return on Equity of 20.9% and 20.3%, Respectively First Quarter Highlights • Combined ratio of 91.7%; combined","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/944695/000119312526192352/0001193125-26-192352-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$186.8 million, or $5.20 per diluted share"},{"label":"EPS","value":"$5.20 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}