---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-204004"
form_type: "8-K"
ticker: "RPAY"
cik: "0001720592"
company_name: "Repay Holdings Corp"
filed_at: "2026-05-04T23:59:59+00:00"
generated_at: "2026-05-14T23:57:00.233085+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# REPAY Q1 revenue $80.8M; Adj. EBITDA $34.4M; reiterates 2026 margin outlook

## Summary
- Revenue $80.8M, up 4.5% YoY from $77.3M in Q1 2025.
- Net loss of $10.0M vs $8.2M in Q1 2025; Adjusted EBITDA $34.4M vs $33.2M.
- Free cash flow improved to $5.4M from -$8.0M YoY; FCF conversion 16% vs -24%.
- Reaffirms updated 2026 adjusted EBITDA outlook for improved margins (no specific numbers provided).

## SEC filing metadata
- accession: 0001193125-26-204004
- form_type: 8-K
- ticker: RPAY
- cik: 0001720592
- company_name: Repay Holdings Corp
- filed_at: 2026-05-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1720592/000119312526204004/0001193125-26-204004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1720592/000119312526204004/rpay-20260504.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-204004
- JSON: https://secwatch.observer/filing/0001193125-26-204004.json
- Plain text: https://secwatch.observer/filing/0001193125-26-204004.txt

## Source-grounded claims
- claim_id: 8fe1de3011ec2936c92d190ad58920261901cbaa
  claim: Repay Holdings Corp reported first quarter ended March 31, 2026 results: revenue $80.8, net income $(10.0). Guidance reaffirmed.
  evidence_excerpt: First Quarter 2026 Financial Highlights ($ in millions) Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Revenue $ 77.3 $ 75.6 $ 77.7 $ 78.6 $ 80.8 Net (loss) income (1) (8.2 ) (108.0 ) (6.6 ) (148.3 ) (10.0 )
  evidence_url: https://www.sec.gov/Archives/edgar/data/1720592/000119312526204004/0001193125-26-204004-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.