---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-204309"
form_type: "8-K"
ticker: "RM"
cik: "0001519401"
company_name: "Regional Management Corp."
filed_at: "2026-05-04T23:59:59+00:00"
generated_at: "2026-05-14T23:53:11.702423+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Regional Management extends warehouse facility maturities to 2028-2029, reduces RMR VII advance rate

## Summary
- Extended RMR IV revolving period to May 2027, maturity to May 2028.
- Extended RMR V revolving period to Nov 2027, maturity to Nov 2028.
- Extended RMR VI revolving period to Apr 2028, maturity to Apr 2029; removed minimum credit score requirement.
- RMR VII: advance rate cut to 72.5% under conditions; maturity to Oct 2028; margin reduced to 2.1%.
- First Amendment to senior revolving credit facility added definitions for bank-partner-originated receivables pledges.

## SEC filing metadata
- accession: 0001193125-26-204309
- form_type: 8-K
- ticker: RM
- cik: 0001519401
- company_name: Regional Management Corp.
- filed_at: 2026-05-04T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519401/000119312526204309/0001193125-26-204309-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519401/000119312526204309/rm-20260428.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-204309
- JSON: https://secwatch.observer/filing/0001193125-26-204309.json
- Plain text: https://secwatch.observer/filing/0001193125-26-204309.txt

## Source-grounded claims
- claim_id: 392ce5e6d0e25242b7f430b8c38a4e691bdf35ed
  claim: Regional Management Corp. amended Fourth Amendment to Credit Agreement and Consent with Regions Bank, as administrative agent and securities intermediary (effective 2026-04-28).
  evidence_excerpt: On April 28, 2026, the Company and its wholly-owned subsidiary, Regional Management Receivables VI, LLC (“ RMR VI ”), entered into the Fourth Amendment to Credit Agreement and Consent, dated as of April 28, 2026 (the “ RMR VI Amendment ”), by and among the Company, as servicer, RMR VI, as borrower, the lenders parties thereto, and Regions Bank, as administrative agent and securities intermediary, and Computershare Trust Company, N.A. as resigning securities intermediary.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1519401/000119312526204309/0001193125-26-204309-index.htm
- claim_id: 6cec429412901501fbfee88c236fd8160c911b03
  claim: Regional Management Corp. amended Amendment No. 8 to Credit Agreement with JPMorgan Chase Bank, N.A., as administrative agent (effective 2026-04-28).
  evidence_excerpt: On April 28, 2026, the Company and its wholly-owned subsidiary, Regional Management Receivables V, LLC (“ RMR V ”), entered into the Amendment No. 8 to Credit Agreement, dated as of April 28, 2026 (the “ RMR V Amendment ”), by and among the Company, as servicer, RMR V, as borrower, the lenders from time to time parties thereto, JPMorgan Chase Bank, N.A., as administrative agent, and Computershare Trust Company, National Association, as successor by merger to Wells Fargo, acting through its Corporate Trust Services division, including its successors and permitted assigns, as account bank, securities intermediary, and backup servicer.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1519401/000119312526204309/0001193125-26-204309-index.htm
- claim_id: 96e07d1e3d6d6a4fec23d3ac8a10e86a8f9fa86a
  claim: Regional Management Corp. amended Amendment No. 8 to the Credit Agreement with Wells Fargo Bank, National Association, as administrative agent (effective 2026-04-28).
  evidence_excerpt: On April 28, 2026, the Company and its wholly-owned subsidiary, Regional Management Receivables IV, LLC (“ RMR IV ”), entered into the Amendment No. 8 to the Credit Agreement, dated as of April 28, 2026 (the “ RMR IV Amendment ”), by and among the Company, as servicer, RMR IV, as borrower, the lenders party thereto, Wells Fargo Bank, National Association (“ Wells Fargo ”), as administrative agent, and Computershare Trust Company, N.A. (as successor to Wells Fargo), acting through its Corporate Trust Services division, as account bank and backup servicer.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1519401/000119312526204309/0001193125-26-204309-index.htm
- claim_id: fd29463482651648078ca63f0da8559151649928
  claim: Regional Management Corp. amended First Amendment to the Loan and Security Agreement with Bank of Montreal, as agent (effective 2026-04-28).
  evidence_excerpt: On April 28, 2026, Regional Management Corp. (the “ Company ”) and certain of its subsidiaries entered into the First Amendment to the Loan and Security Agreement (the “ First Amendment ”), by and among the Company and its subsidiaries named as borrowers therein (collectively with the Company, the “ Revolving Borrowers ”), the financial institutions named as lenders therein (the “ Revolving Lenders ”), and Bank of Montreal, as agent (the “ Senior Revolving Agent ”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1519401/000119312526204309/0001193125-26-204309-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.