{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-204368","form_type":"8-K","ticker":"CRD-A","cik":"0000025475","company_name":"CRAWFORD & CO","filed_at":"2026-05-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.532169+00:00","generated_at":"2026-05-15T00:07:31.784990+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Crawford Q1 net income falls 27% to $4.9M; revenue down 1% to $309.5M","bullets":["GAAP diluted EPS $0.10 (both classes) down 23% YoY; Non-GAAP adjusted EPS $0.16 down 24%.","Consolidated operating earnings $13.7M, down 23%; US P&C segment revenue down 11.3% on lower weather claims.","International Operations revenue up 4.5% (+4.5% reported, constant currency -3%); Broadspire up 1.0%.","Free cash flow -$4.6M (improved from -$23.2M); repurchased 468k CRD-A and 60k CRD-B shares.","CEO cited $24M in new business wins; cash and equivalents $54.5M, total debt $194.1M."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-204368","json":"https://secwatch.observer/filing/0001193125-26-204368.json","markdown":"https://secwatch.observer/filing/0001193125-26-204368.md","text":"https://secwatch.observer/filing/0001193125-26-204368.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/25475/000119312526204368/0001193125-26-204368-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/25475/000119312526204368/crda-20260504.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T00:07:31.784990+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b6f4fa6afa40c9a4c76cb87af1763334f1ea3212","claim":"CRAWFORD & CO reported first quarter ended March 31, 2026 results: revenue $309.5 million, net income $4.9 million, EPS $0.10 per diluted share for CRD-A and CRD-B.","evidence_excerpt":"Crawford & Company® (NYSE: CRD-A and CRD-B), is pleased to announce its financial results for the first quarter ended March 31, 2026. Revenues before reimbursements decreased (1)% to $309.5 million in the 2026 first quarter from $312.0 million in the 2025 first quarter. First quarter net income was $4.9 million, or $0.10 per diluted share for CRD-A and CRD-B, compared to $6.7 million, or $0.13 per diluted share for CRD-A and CRD-B in the prior year quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/25475/000119312526204368/0001193125-26-204368-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Revenue","value":"$309.5 million"},{"label":"Net income","value":"$4.9 million"},{"label":"EPS","value":"$0.10 per diluted share for CRD-A and CRD-B"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}