secwatch.observer — SEC 8-K summary
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Issuer:     CF BANKSHARES INC. (CFBK)
CIK:        0001070680
Form:       8-K
Filed at:   2026-05-05T23:59:59+00:00
Accession:  0001193125-26-205631
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CF Bankshares Q1 2026 net income $5.0M ($0.77 EPS), up 13% YoY; nonaccrual loans rise $5M
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- Net income $5.0M ($0.77 diluted EPS) vs $4.4M ($0.68) in Q1 2025, a 13% increase.
- Net interest margin 2.69%, up 5 bps YoY; PPNR $6.5M, up 5.4% YoY.
- Noninterest income up 23% ($281k) driven by customer fees and treasury management.
- Nonaccrual loans increased $5.0M to $20.3M (1.14% of loans), mainly one non-core C&I loan.
- Core commercial loan growth $45M net, annualized rate of 15%; book value per share $28.20.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1070680/000119312526205631/0001193125-26-205631-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1070680/000119312526205631/cfbk-20260505.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-205631

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer