---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-208936"
form_type: "8-K"
ticker: "LIFE"
cik: "0001788451"
company_name: "Ethos Technologies Inc."
filed_at: "2026-05-06T23:59:59+00:00"
generated_at: "2026-05-14T22:50:51.750298+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Ethos Q1 revenue $193M (+104% YoY); net loss $(166M); non-GAAP net income $29M

## Summary
- Revenue $193.1M (+104% YoY); direct channel $146M (+136%); third-party $47M (+42%).
- Net loss $(166.4)M ((86)% margin); non-GAAP net income $29.1M (15% margin); adj. EBITDA $33.6M.
- One-time non-cash charge of $16.5M due to updated agent compensation estimates.
- Q2 FY2026 revenue guidance $114-118M (+31% YoY); full-year FY2026 revenue $561-565M (+45%).
- Activated 88,373 new policies (+84% YoY); launched two Whole Life products with Banner Life.

## SEC filing metadata
- accession: 0001193125-26-208936
- form_type: 8-K
- ticker: LIFE
- cik: 0001788451
- company_name: Ethos Technologies Inc.
- filed_at: 2026-05-06T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1788451/000119312526208936/0001193125-26-208936-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1788451/000119312526208936/life-20260506.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-208936
- JSON: https://secwatch.observer/filing/0001193125-26-208936.json
- Plain text: https://secwatch.observer/filing/0001193125-26-208936.txt

## Source-grounded claims
- claim_id: 0626bc76a2695903159398f9f040cf44316998ad
  claim: Ethos Technologies Inc. reported first quarter ended March 31, 2026 results: revenue $193.1 million, net income $(166.4) million, EPS $(3.57) per share. Guidance raised.
  evidence_excerpt: in such a filing. --- EX-99.1 (EX-99.1) --- EX-99.1 Exhibit 99.1 Ethos Reports First Quarter Fiscal Year 2026 Financial Results • Q1 Revenue grew 104% year-over-year to $193 million • Q1 Direct Channel Revenue grew 136% year-over-year to $146 million • Q1 Third-Party Revenue grew 42% year-over-year to $47 million Austin, TX — May 6, 2026 — Ethos (Nasdaq:
  evidence_url: https://www.sec.gov/Archives/edgar/data/1788451/000119312526208936/0001193125-26-208936-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.