secwatch.observer — SEC 8-K summary
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Issuer:     Ethos Technologies Inc. (LIFE)
CIK:        0001788451
Form:       8-K
Filed at:   2026-05-06T23:59:59+00:00
Accession:  0001193125-26-208936
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Ethos Q1 revenue $193M (+104% YoY); net loss $(166M); non-GAAP net income $29M
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- Revenue $193.1M (+104% YoY); direct channel $146M (+136%); third-party $47M (+42%).
- Net loss $(166.4)M ((86)% margin); non-GAAP net income $29.1M (15% margin); adj. EBITDA $33.6M.
- One-time non-cash charge of $16.5M due to updated agent compensation estimates.
- Q2 FY2026 revenue guidance $114-118M (+31% YoY); full-year FY2026 revenue $561-565M (+45%).
- Activated 88,373 new policies (+84% YoY); launched two Whole Life products with Banner Life.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1788451/000119312526208936/0001193125-26-208936-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1788451/000119312526208936/life-20260506.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-208936

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer