{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-209013","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2026-05-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.868875+00:00","generated_at":"2026-05-14T22:49:56.566213+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"confidence":"high","headline":"Palomar Q1 adj. net income +23% to $63.1M; GWP +42.4%; new $200M buyback","bullets":["Q1 2026 net income flat at $42.9M ($1.57 diluted EPS); adjusted net income $63.1M ($2.31), up 23% YoY.","Gross written premiums surged 42.4% to $629.8M; combined ratio 84.5% vs 73.1%; adj. combined ratio 76.0%.","Catastrophe loss ratio 0.1% vs (0.3)% prior year; underwriting income $40.5M vs $44.1M.","Board approved new $200M share repurchase program effective May 6, 2026 through May 6, 2028.","FY 2026 adj. net income guidance $262M-$278M; includes estimated $8-12M catastrophe losses."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-209013","json":"https://secwatch.observer/filing/0001193125-26-209013.json","markdown":"https://secwatch.observer/filing/0001193125-26-209013.md","text":"https://secwatch.observer/filing/0001193125-26-209013.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000119312526209013/0001193125-26-209013-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000119312526209013/plmr-20260506.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-14T22:49:56.566213+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}