---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-209013"
form_type: "8-K"
ticker: "PLMR"
cik: "0001761312"
company_name: "Palomar Holdings, Inc."
filed_at: "2026-05-06T23:59:59+00:00"
generated_at: "2026-05-14T22:49:56.566213+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Palomar Q1 adj. net income +23% to $63.1M; GWP +42.4%; new $200M buyback

## Summary
- Q1 2026 net income flat at $42.9M ($1.57 diluted EPS); adjusted net income $63.1M ($2.31), up 23% YoY.
- Gross written premiums surged 42.4% to $629.8M; combined ratio 84.5% vs 73.1%; adj. combined ratio 76.0%.
- Catastrophe loss ratio 0.1% vs (0.3)% prior year; underwriting income $40.5M vs $44.1M.
- Board approved new $200M share repurchase program effective May 6, 2026 through May 6, 2028.
- FY 2026 adj. net income guidance $262M-$278M; includes estimated $8-12M catastrophe losses.

## SEC filing metadata
- accession: 0001193125-26-209013
- form_type: 8-K
- ticker: PLMR
- cik: 0001761312
- company_name: Palomar Holdings, Inc.
- filed_at: 2026-05-06T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1761312/000119312526209013/0001193125-26-209013-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1761312/000119312526209013/plmr-20260506.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-209013
- JSON: https://secwatch.observer/filing/0001193125-26-209013.json
- Plain text: https://secwatch.observer/filing/0001193125-26-209013.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.