---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-209055"
form_type: "8-K"
ticker: "XZO"
cik: "0001873951"
company_name: "Exzeo Group, Inc."
filed_at: "2026-05-06T23:59:59+00:00"
generated_at: "2026-05-14T22:55:39.465341+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Exzeo Q1 2026: Revenue $55.5M, EPS $0.22, Managed Premium $1.43B

## Summary
- Revenue $55.5M (+6% YoY), net income $20.4M, diluted EPS $0.22 (flat vs Q1 2025).
- Managed Premium $1.43B, up from $1.24B; added seventh insurance carrier partner.
- Annual Recurring Revenue $216.2M, up from $198.7M YoY.
- Adjusted EBITDA $26.5M (49% margin); Free Cash Flow $25.1M (up from $19.0M).
- Cash and investments $329.9M at quarter-end, vs $305.4M at Dec 2025.

## SEC filing metadata
- accession: 0001193125-26-209055
- form_type: 8-K
- ticker: XZO
- cik: 0001873951
- company_name: Exzeo Group, Inc.
- filed_at: 2026-05-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1873951/000119312526209055/0001193125-26-209055-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1873951/000119312526209055/xzo-20260506.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-209055
- JSON: https://secwatch.observer/filing/0001193125-26-209055.json
- Plain text: https://secwatch.observer/filing/0001193125-26-209055.txt

## Source-grounded claims
- claim_id: 27888c3eac21ca45a8486d653b52c552e6b45155
  claim: Exzeo Group, Inc. reported first quarter ended March 31, 2026 results: revenue $55.5 million, net income $20.4 million, EPS $0.22.
  evidence_excerpt: and scaling third-party clients, and advancing product innovation across the platform." First Quarter 2026 Highlights (Comparisons to First Quarter 2025) • Revenue increased to $55.5 million from $52.4 million, driven primarily by new customers along with growth in underwriting and management services from our existing customer base. • Net income was $20.4 million,
  evidence_url: https://www.sec.gov/Archives/edgar/data/1873951/000119312526209055/0001193125-26-209055-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.