secwatch.observer — SEC 8-K summary
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Issuer:     Exzeo Group, Inc. (XZO)
CIK:        0001873951
Form:       8-K
Filed at:   2026-05-06T23:59:59+00:00
Accession:  0001193125-26-209055
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Exzeo Q1 2026: Revenue $55.5M, EPS $0.22, Managed Premium $1.43B
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- Revenue $55.5M (+6% YoY), net income $20.4M, diluted EPS $0.22 (flat vs Q1 2025).
- Managed Premium $1.43B, up from $1.24B; added seventh insurance carrier partner.
- Annual Recurring Revenue $216.2M, up from $198.7M YoY.
- Adjusted EBITDA $26.5M (49% margin); Free Cash Flow $25.1M (up from $19.0M).
- Cash and investments $329.9M at quarter-end, vs $305.4M at Dec 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1873951/000119312526209055/0001193125-26-209055-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1873951/000119312526209055/xzo-20260506.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-209055

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer