secwatch.observer — SEC 8-K summary
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Issuer:     HCI Group, Inc. (HCI)
CIK:        0001400810
Form:       8-K
Filed at:   2026-05-06T23:59:59+00:00
Accession:  0001193125-26-209071
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

HCI Group Q1 2026 pre-tax income $115M; diluted EPS $5.45, up from $5.35 YoY
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- Pre-tax income $115M vs $100M YoY; net income after noncontrolling interests $73M vs $70M.
- Gross premiums earned $326M (+8.7% YoY) driven by higher policy count; gross loss ratio 20.1%.
- Net investment income $17M vs $14M YoY; losses and LAE $66M vs $59M due to higher volume and Northeast weather.
- Share repurchase: 110,071 shares for $17.5M in Q1; total 239,435 for $37.5M under $80M program.
- Management cites record Q1 for earned premiums, net income, EPS; plans continued buyback and balance sheet strengthening.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1400810/000119312526209071/0001193125-26-209071-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1400810/000119312526209071/hci-20260506.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-209071

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer