---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-209096"
form_type: "8-K"
ticker: "FBLA"
cik: "0002013639"
company_name: "FB Bancorp, Inc. /MD/"
filed_at: "2026-05-06T23:59:59+00:00"
generated_at: "2026-05-14T22:58:04.760304+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# FB Bancorp Q1 continuing ops net income $494K ($0.03 EPS) vs $1.37M ($0.08) prior year

## Summary
- Net income from continuing ops $494K, down 64% YoY; diluted EPS $0.03 vs $0.08.
- Net interest margin 4.47% vs 4.60% YoY; non-interest expenses up 9.75% to $11.9M.
- Completed sale of mortgage banking segment (NOLA Lending Group) on March 1, 2026, contributing $375K loss from discontinued ops.
- Repurchased 1.55M shares in Q1 under second repurchase program at avg $13.66; total equity down $16.7M.
- Non-performing loans improved to 2.00% of loans ($15.1M) from 2.26% at year-end 2025.

## SEC filing metadata
- accession: 0001193125-26-209096
- form_type: 8-K
- ticker: FBLA
- cik: 0002013639
- company_name: FB Bancorp, Inc. /MD/
- filed_at: 2026-05-06T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2013639/000119312526209096/0001193125-26-209096-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2013639/000119312526209096/ck0002013639-20260506.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-209096
- JSON: https://secwatch.observer/filing/0001193125-26-209096.json
- Plain text: https://secwatch.observer/filing/0001193125-26-209096.txt

## Source-grounded claims
- claim_id: 805c6dc3ca20b0ffdf9725fe7265cfab8b5abb71
  claim: FB Bancorp, Inc. /MD/ reported the three months ended March 31, 2026 results: net income net income ... of $119 thousand.
  evidence_excerpt: / FB Bancorp, Inc. (NASDAQ: “FBLA”) (the “Company”), the holding company for Fidelity Bank (the “Bank”), today announced net income for the three months ended March 31, 2026 of $119 thousand, comprised of net income from continuing operations of $494 thousand and a net loss from discontinued operations of $375 thousand. The net loss from discontinued operations was
  evidence_url: https://www.sec.gov/Archives/edgar/data/2013639/000119312526209096/0001193125-26-209096-index.htm
- claim_id: f5c7bc2215c7b24ae3b4a8937f4b9a94a2599383
  claim: FB Bancorp, Inc. /MD/ reported the three months ended March 31, 2025 results: net income net income of $705 thousand.
  evidence_excerpt: For the three months ended March 31, 2025, the Company had net income of $705 thousand
  evidence_url: https://www.sec.gov/Archives/edgar/data/2013639/000119312526209096/0001193125-26-209096-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.