Velocity Financial Q1 net income up 18.4% to $22.4M; core EPS $0.68

Velocity Financial, Inc.

2026-Q1 EPS reported $0.57

Net income $22.4M vs $18.9M in 1Q25; diluted EPS $0.57 vs $0.51.
Core net income $26.5M (+30.8%); core diluted EPS $0.68 vs $0.55.
Portfolio NIM 3.56%, up 21 bps; loan production $639.4M, flat YoY.
NPL ratio improved to 10.1% from 10.8%; NPL resolutions $70.1M UPB.
Completed two securitizations totaling $513.8M; liquidity $329M.

item 2.02 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Velocity Financial, Inc. reported the quarter ended March 31, 2026 results: net income Net income of $22.4 million, EPS Diluted EPS of $0.57.

Period: the quarter ended March 31, 2026
Net income: Net income of $22.4 million
EPS: Diluted EPS of $0.57
Result: reported results

Exact text from the filing

as amended. --- EX-99 (EX-99) --- EX-99 Exhibit 99 Velocity Financial, Inc. Reports First Quarter 2026 Results First Quarter Highlights Financial Results • Net income of $22.4 million, an increase of 18.4% from $18.9 million for 1Q25. Diluted EPS of $0.57, an increase of $0.06 from $0.51 per share for 1Q25 • Driven by loan portfolio growth and strong portfolio

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Source: SEC EDGAR

accession 0001193125-26-209160

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