secwatch.observer — SEC 8-K summary
======================================

Issuer:     Heritage Insurance Holdings, Inc. (HRTG)
CIK:        0001598665
Form:       8-K
Filed at:   2026-05-07T23:59:59+00:00
Accession:  0001193125-26-212120
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Heritage Insurance Q1 net income $36.5M ($1.19 EPS), up 19.7% YoY; combined ratio 81.0%
--------------------------------------------------------------------------------

- Record Q1 net income $36.5M, EPS $1.19 diluted, up 20.2% vs. $0.99 prior year.
- Net loss ratio improved 3.8 pts to 45.9%; net combined ratio 81.0% vs 84.5%.
- Book value per share $17.15, +61.5% YoY; return on avg equity 28.5%.
- Repurchased 446,484 shares YTD at $12M; Board authorized new $50M buyback plan.
- New business written up 62.7% YoY; reopened 90%+ of geographies; planning Texas entry.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1598665/000119312526212120/0001193125-26-212120-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1598665/000119312526212120/hrtg-20260507.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-212120

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer