---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-223815"
form_type: "8-K"
ticker: "PRHI"
cik: "0001502292"
company_name: "Presurance Holdings, Inc."
filed_at: "2026-05-14T19:24:14+00:00"
generated_at: "2026-05-14T19:25:14.082748+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Presurance Q1 net income improves to $2.6M; personal lines combined ratio turns profitable at 97.9%

## Summary
- Net income $2.6M ($0.15/share) vs $522K ($0.04) YoY; adj. operating loss $2.8M ($0.16) vs $3.7M loss.
- Gross written premiums $11.5M, down 29% YoY reflecting exit from commercial lines.
- Combined ratio improved to 105.7% from 140.5%; personal lines combined ratio 97.9% (profitable).
- Loss ratio improved to 56.2% from 89.7%; CEO cites repositioning to disciplined underwriting.
- Net investment income $1.1M vs $1.3M prior year; book value $0.96 vs $2.09 per share.

## SEC filing metadata
- accession: 0001193125-26-223815
- form_type: 8-K
- ticker: PRHI
- cik: 0001502292
- company_name: Presurance Holdings, Inc.
- filed_at: 2026-05-14T19:24:14+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1502292/000119312526223815/0001193125-26-223815-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1502292/000119312526223815/prhi-20260513.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-223815
- JSON: https://secwatch.observer/filing/0001193125-26-223815.json
- Plain text: https://secwatch.observer/filing/0001193125-26-223815.txt

## Key facts
- Earnings Releases
  Presurance Holdings, Inc. reported first quarter ended March 31, 2026 results: revenue $5,925, net income $2,622, EPS $0.15.
  - Period: first quarter ended March 31, 2026
  - Revenue: $5,925
  - Net income: $2,622
  - EPS: $0.15
  - Result: reported results
  source text: % Change (dollars in thousands, except share and per share amounts) Gross written premiums $ 11,469 $ 16,173 -29.1 % Net written premiums 6,075 10,840 -44.0 % Net earned premiums 5,925 10,315 -42.6 % Net investment income 1,110 1,289 -13.9 % Net realized investment gains (losses) (14 ) 3 ** Change in fair value of equity securities 30 (192 ) ** Net income (loss)
  evidence_url: https://www.sec.gov/Archives/edgar/data/1502292/000119312526223815/0001193125-26-223815-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.