secwatch.observer — SEC 8-K summary
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Issuer:     Presurance Holdings, Inc. (PRHI)
CIK:        0001502292
Form:       8-K
Filed at:   2026-05-14T19:24:14+00:00
Accession:  0001193125-26-223815
Event type: earnings
Sentiment:  positive
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Presurance Q1 net income improves to $2.6M; personal lines combined ratio turns profitable at 97.9%
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- Net income $2.6M ($0.15/share) vs $522K ($0.04) YoY; adj. operating loss $2.8M ($0.16) vs $3.7M loss.
- Gross written premiums $11.5M, down 29% YoY reflecting exit from commercial lines.
- Combined ratio improved to 105.7% from 140.5%; personal lines combined ratio 97.9% (profitable).
- Loss ratio improved to 56.2% from 89.7%; CEO cites repositioning to disciplined underwriting.
- Net investment income $1.1M vs $1.3M prior year; book value $0.96 vs $2.09 per share.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1502292/000119312526223815/0001193125-26-223815-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1502292/000119312526223815/prhi-20260513.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-223815

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer