---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-246399"
form_type: "8-K"
ticker: "PLMR"
cik: "0001761312"
company_name: "Palomar Holdings, Inc."
filed_at: "2026-05-29T12:31:49+00:00"
generated_at: "2026-05-29T12:35:17.920433+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Palomar raises FY2026 adjusted net income guidance to $266M-$280M, completes $421M incremental earthquake reinsurance

## Summary
- Added $421M incremental earthquake limit; total earthquake coverage now $3.92B and hurricane $135M.
- Per-occurrence retention unchanged at $20M (earthquake) and $11M (hurricane).
- Seventh Torrey Pines Re cat bond issued, securing $410M; total ILS capacity now $1.28B.
- Laulima Hawaii hurricane coverage increased to $865M (+$130M YoY); retention $1.5M unchanged.
- FY2026 adjusted net income guidance raised to $266M-$280M from prior $262M-$278M.

## SEC filing metadata
- accession: 0001193125-26-246399
- form_type: 8-K
- ticker: PLMR
- cik: 0001761312
- company_name: Palomar Holdings, Inc.
- filed_at: 2026-05-29T12:31:49+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1761312/000119312526246399/0001193125-26-246399-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1761312/000119312526246399/plmr-20260529.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-246399
- JSON: https://secwatch.observer/filing/0001193125-26-246399.json
- Plain text: https://secwatch.observer/filing/0001193125-26-246399.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.