{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-259873","form_type":"8-K","ticker":null,"cik":"0000811830","company_name":"Santander Holdings USA, Inc.","filed_at":"2026-06-05T21:01:09+00:00","discovered_at":"2026-06-05T21:02:00.239789+00:00","generated_at":"2026-06-05T21:03:42.063913+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Santander Holdings USA issues $2.5B in 3 tranches of fixed-to-floating senior notes","bullets":["Issued $1B of 5.040% notes due 2030, $750M of 5.220% notes due 2032, $750M of 5.701% notes due 2037.","Notes are senior unsecured fixed-to-floating rate; proceeds for general corporate purposes.","Underwriting syndicate includes Santander US Capital Markets, BofA, Citi, J.P. Morgan, Morgan Stanley, RBC.","Issue dated June 5, 2026; underwriting agreement dated June 2, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-259873","json":"https://secwatch.observer/filing/0001193125-26-259873.json","markdown":"https://secwatch.observer/filing/0001193125-26-259873.md","text":"https://secwatch.observer/filing/0001193125-26-259873.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/811830/000119312526259873/0001193125-26-259873-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/811830/000119312526259873/d297610d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T21:03:42.063913+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}