---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-268852"
form_type: "8-K"
ticker: "PDLB"
cik: "0001874071"
company_name: "Ponce Financial Group, Inc."
filed_at: "2026-06-12T15:26:45+00:00"
generated_at: "2026-06-12T15:28:09.894020+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Ponce Financial reports FY2025 EPS $1.21, 1% ROA; ECIP repurchase option targeted for 3Q2026

## Summary
- Basic EPS $1.21 in 2025 vs $0.46 in 2024 and $0.15 in 2023; revenue up 45% since 2023, expenses +1%.
- Achieved 1% return on avg assets, a key profitability benchmark; S&P ranked bank #40 in $3-10B peer group.
- Ponce Bank Direct deposits grew ~$20M to $55M; new branch opened in Inwood, Manhattan.
- Midwood branch designated a Banking Development District with $50M deposit from NY State/City.
- Entered ECIP purchase option with Treasury; repurchase as soon as 3Q 2026, expected to increase book value per share.

## SEC filing metadata
- accession: 0001193125-26-268852
- form_type: 8-K
- ticker: PDLB
- cik: 0001874071
- company_name: Ponce Financial Group, Inc.
- filed_at: 2026-06-12T15:26:45+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 5.07, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1874071/000119312526268852/0001193125-26-268852-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1874071/000119312526268852/pdlb-20260611.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-268852
- JSON: https://secwatch.observer/filing/0001193125-26-268852.json
- Plain text: https://secwatch.observer/filing/0001193125-26-268852.txt

## Key facts
- Shareholder Votes
  Ponce Financial Group, Inc. shareholders approved Ratification of the appointment of Forvis Mazars, LLP as independent registered public accounting firm for the year ending December 31, 2026 at the 2026-06-11 meeting.
  - Proposal: auditor ratification
  - Outcome: passed
  - Meeting: 2026-06-11
  source text: Ratification of the appointment of Forvis Mazars, LLP
  evidence_url: https://www.sec.gov/Archives/edgar/data/1874071/000119312526268852/0001193125-26-268852-index.htm
- Shareholder Votes
  Ponce Financial Group, Inc. shareholders approved Approval, on an advisory and non-binding basis, of the compensation of named executive officers at the 2026-06-11 meeting.
  - Proposal: say on pay
  - Outcome: passed
  - Meeting: 2026-06-11
  source text: Approval, on an advisory and non-binding basis, of the compensation of named executive officers
  evidence_url: https://www.sec.gov/Archives/edgar/data/1874071/000119312526268852/0001193125-26-268852-index.htm
- Shareholder Votes
  Ponce Financial Group, Inc. shareholders approved Election of three directors for a term expiring in 2029 at the 2026-06-11 meeting.
  - Proposal: director election
  - Outcome: passed
  - Meeting: 2026-06-11
  source text: Steven A. Tsavaris 14,732,162 2,582,284 2,590,590
  evidence_url: https://www.sec.gov/Archives/edgar/data/1874071/000119312526268852/0001193125-26-268852-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.