---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-269392"
form_type: "8-K"
ticker: "MCY"
cik: "0000064996"
company_name: "MERCURY GENERAL CORP"
filed_at: "2026-06-12T20:06:39+00:00"
generated_at: "2026-06-12T20:20:25.901581+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Mercury General completes $525M 6.250% Senior Notes due 2036 offering

## Summary
- Issued $525M aggregate principal of 6.250% Senior Notes at 99.764% of par, maturing June 15, 2036.
- Interest payable semi-annually on June 15 and Dec 15, commencing Dec 15, 2026.
- Notes are unsecured senior obligations, ranking equally with existing and future unsecured senior debt.
- Entered into Fourth Amendment to credit agreement to permit the notes and future refinancings up to $750M.
- Underwriting agreement signed with BofA Securities, Wells Fargo Securities, and Raymond James.

## SEC filing metadata
- accession: 0001193125-26-269392
- form_type: 8-K
- ticker: MCY
- cik: 0000064996
- company_name: MERCURY GENERAL CORP
- filed_at: 2026-06-12T20:06:39+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/64996/000119312526269392/0001193125-26-269392-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/64996/000119312526269392/d146636d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-269392
- JSON: https://secwatch.observer/filing/0001193125-26-269392.json
- Plain text: https://secwatch.observer/filing/0001193125-26-269392.txt

## Key facts
- Debt Financings
  MERCURY GENERAL CORP incurred senior notes of $525.0 million with Wilmington Trust, National Association (as Trustee) at 6.250% per annum maturing June 15, 2036.
  - Instrument: senior notes
  - Principal: $525.0 million
  - Counterparty: Wilmington Trust, National Association (as Trustee)
  - Rate: 6.250% per annum
  - Maturity: June 15, 2036
  - Event: incurrence
  source text: On June 12, 2026, Mercury General Corporation (the “Company”) completed a public offering of $525.0 million aggregate principal amount of its 6.250% Senior Notes due 2036 (the “Notes”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/64996/000119312526269392/0001193125-26-269392-index.htm
- Material Agreements
  MERCURY GENERAL CORP amended Fourth Amendment to Amended and Restated Credit Agreement with Bank of America, N.A. (effective 2026-06-12).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Bank of America, N.A.
  - Effective: 2026-06-12
  source text: On June 12, 2026, the Company entered into a Fourth Amendment to Amended and Restated Credit Agreement (the “Amendment”) with Bank of America, N.A., as administrative agent, and the lenders party thereto.
  evidence_url: https://www.sec.gov/Archives/edgar/data/64996/000119312526269392/0001193125-26-269392-index.htm
- Material Agreements
  MERCURY GENERAL CORP entered into Indenture with Wilmington Trust, National Association valued at $525.0 million (effective 2026-06-12).
  - Action: entry
  - Agreement: notes offering
  - Counterparty: Wilmington Trust, National Association
  - Value: $525.0 million
  - Effective: 2026-06-12
  source text: On June 12, 2026, Mercury General Corporation (the “Company”) completed a public offering of $525.0 million aggregate principal amount of its 6.250% Senior Notes due 2036 (the “Notes”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/64996/000119312526269392/0001193125-26-269392-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.