---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-275929"
form_type: "8-K"
ticker: "OPRT"
cik: "0001538716"
company_name: "Oportun Financial Corp"
filed_at: "2026-06-18T20:25:31+00:00"
generated_at: "2026-06-18T20:33:26.467749+00:00"
event_type: "leadership"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Oportun appoints Sean Rowles as Chief Risk Officer; Patrick Kirscht departs after 18 years

## Summary
- Patrick Kirscht, Chief Credit Officer, departing June 15, 2026 after 18 years; no disagreement with company.
- Kirscht receives $525,300 severance (12 months salary), $155,287 prorated bonus, $535,500 retention award, plus RSU/PSU vesting.
- Kirscht will serve as non-employee advisor through Sep 15, 2026 at $45k/month.
- Sean Rowles appointed Chief Risk Officer effective June 17, 2026; base salary $550k, annual bonus target 75%, $500k signing bonus, equity grant of 382,653 RSUs and 127,551 PSUs.
- Rowles previously CRO at Imprint and Global Chief Credit Officer at PayPal; Tier 1 severance policy.

## SEC filing metadata
- accession: 0001193125-26-275929
- form_type: 8-K
- ticker: OPRT
- cik: 0001538716
- company_name: Oportun Financial Corp
- filed_at: 2026-06-18T20:25:31+00:00
- event_type: leadership
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 5.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1538716/000119312526275929/0001193125-26-275929-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1538716/000119312526275929/d95959d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-275929
- JSON: https://secwatch.observer/filing/0001193125-26-275929.json
- Plain text: https://secwatch.observer/filing/0001193125-26-275929.txt

## Key facts
- Executive change
  Sean Rowles was appointed as Chief Risk Officer at Oportun Financial Corp.
  - Action: appointed
  - Role: Chief Risk Officer
  source text: The board of directors of the Company (the “Board”) has appointed Sean Rowles to serve as the Company’s Chief Risk Officer, effective June 17, 2026
  evidence_url: https://www.sec.gov/Archives/edgar/data/1538716/000119312526275929/0001193125-26-275929-index.htm
- Executive change
  Patrick Kirscht departed as Chief Credit Officer at Oportun Financial Corp.
  - Action: departed
  - Role: Chief Credit Officer
  source text: Oportun Financial Corporation (the “Company”) and Patrick Kirscht, the Company’s Chief Credit Officer, mutually determined that Mr. Kirscht would depart from the Company and its subsidiary, Oportun, Inc. (“Oportun”), effective as of June 15, 2026
  evidence_url: https://www.sec.gov/Archives/edgar/data/1538716/000119312526275929/0001193125-26-275929-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.