{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-275945","form_type":"8-K","ticker":"UVE","cik":"0000891166","company_name":"UNIVERSAL INSURANCE HOLDINGS, INC.","filed_at":"2026-06-18T20:30:07+00:00","discovered_at":"2026-06-18T20:31:00.232492+00:00","generated_at":"2026-06-18T20:34:31.148468+00:00","sec_items":["1.01","2.03","8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Universal Insurance Holdings issues $100M 7.75% senior notes due 2031; redeems 2026 notes","bullets":["Issued $100M of 7.75% Senior Unsecured Notes due 2031; interest payable semi-annually beginning Dec 30, 2026.","Proceeds to fund general corporate purposes and redemption of all outstanding 5.625% Senior Notes due 2026.","Redeemed all 2026 Notes on June 17, 2026 at 100% of principal plus accrued interest.","Covenants include maintaining cash for 12 months interest and debt-to-capitalization ratio ≤40%.","Notes are unsecured senior obligations not guaranteed by subsidiaries; rating maintenance covenant applies."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-275945","json":"https://secwatch.observer/filing/0001193125-26-275945.json","markdown":"https://secwatch.observer/filing/0001193125-26-275945.md","text":"https://secwatch.observer/filing/0001193125-26-275945.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/891166/000119312526275945/0001193125-26-275945-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/891166/000119312526275945/d137403d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-18T20:34:31.148468+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1fad9b13f826f75cbac4f53491c7ce241ea9071b","claim":"UNIVERSAL INSURANCE HOLDINGS, INC. incurred senior notes of $100 million with certain institutional accredited investors and qualified institutional buyers at 7.75% maturing June 30, 2031.","evidence_excerpt":"the Company issued and sold $100 million of 7.75% Senior Unsecured Notes due 2031","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/891166/000119312526275945/0001193125-26-275945-index.htm","confidence":0.99,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$100 million"},{"label":"Counterparty","value":"certain institutional accredited investors and qualified institutional buyers"},{"label":"Rate","value":"7.75%"},{"label":"Maturity","value":"June 30, 2031"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"57828ace942fdfcf3282bee65d91bd52b1ee241d","claim":"UNIVERSAL INSURANCE HOLDINGS, INC. entered into Note Purchase Agreements with certain institutional accredited investors and qualified institutional buyers valued at $100 million (effective 2026-06-16).","evidence_excerpt":"On June 16, 2026, Universal Insurance Holdings, Inc. (the “Company”) entered into Note Purchase Agreements (the “Purchase Agreements”) with certain institutional accredited investors and qualified institutional buyers (collectively, the “Purchasers”) pursuant to which the Company issued and sold $100 million of 7.75% Senior Unsecured Notes due 2031 (the “2031 Notes”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/891166/000119312526275945/0001193125-26-275945-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"notes offering"},{"label":"Counterparty","value":"certain institutional accredited investors and qualified institutional buyers"},{"label":"Value","value":"$100 million"},{"label":"Effective","value":"2026-06-16"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}