---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-275945"
form_type: "8-K"
ticker: "UVE"
cik: "0000891166"
company_name: "UNIVERSAL INSURANCE HOLDINGS, INC."
filed_at: "2026-06-18T20:30:07+00:00"
generated_at: "2026-06-18T20:34:31.148468+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Universal Insurance Holdings issues $100M 7.75% senior notes due 2031; redeems 2026 notes

## Summary
- Issued $100M of 7.75% Senior Unsecured Notes due 2031; interest payable semi-annually beginning Dec 30, 2026.
- Proceeds to fund general corporate purposes and redemption of all outstanding 5.625% Senior Notes due 2026.
- Redeemed all 2026 Notes on June 17, 2026 at 100% of principal plus accrued interest.
- Covenants include maintaining cash for 12 months interest and debt-to-capitalization ratio ≤40%.
- Notes are unsecured senior obligations not guaranteed by subsidiaries; rating maintenance covenant applies.

## SEC filing metadata
- accession: 0001193125-26-275945
- form_type: 8-K
- ticker: UVE
- cik: 0000891166
- company_name: UNIVERSAL INSURANCE HOLDINGS, INC.
- filed_at: 2026-06-18T20:30:07+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/891166/000119312526275945/0001193125-26-275945-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/891166/000119312526275945/d137403d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-275945
- JSON: https://secwatch.observer/filing/0001193125-26-275945.json
- Plain text: https://secwatch.observer/filing/0001193125-26-275945.txt

## Key facts
- Debt Financings
  UNIVERSAL INSURANCE HOLDINGS, INC. incurred senior notes of $100 million with certain institutional accredited investors and qualified institutional buyers at 7.75% maturing June 30, 2031.
  - Instrument: senior notes
  - Principal: $100 million
  - Counterparty: certain institutional accredited investors and qualified institutional buyers
  - Rate: 7.75%
  - Maturity: June 30, 2031
  - Event: incurrence
  source text: the Company issued and sold $100 million of 7.75% Senior Unsecured Notes due 2031
  evidence_url: https://www.sec.gov/Archives/edgar/data/891166/000119312526275945/0001193125-26-275945-index.htm
- Material Agreements
  UNIVERSAL INSURANCE HOLDINGS, INC. entered into Note Purchase Agreements with certain institutional accredited investors and qualified institutional buyers valued at $100 million (effective 2026-06-16).
  - Action: entry
  - Agreement: notes offering
  - Counterparty: certain institutional accredited investors and qualified institutional buyers
  - Value: $100 million
  - Effective: 2026-06-16
  source text: On June 16, 2026, Universal Insurance Holdings, Inc. (the “Company”) entered into Note Purchase Agreements (the “Purchase Agreements”) with certain institutional accredited investors and qualified institutional buyers (collectively, the “Purchasers”) pursuant to which the Company issued and sold $100 million of 7.75% Senior Unsecured Notes due 2031 (the “2031 Notes”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/891166/000119312526275945/0001193125-26-275945-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.