{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-281118","form_type":"8-K","ticker":"MCY","cik":"0000064996","company_name":"MERCURY GENERAL CORP","filed_at":"2026-06-24T20:27:28+00:00","discovered_at":"2026-06-24T20:28:00.314724+00:00","generated_at":"2026-06-24T20:28:13.532210+00:00","sec_items":["1.01","1.02","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"confidence":"high","headline":"Mercury General enters $250M unsecured revolving credit facility, maturing 2031","bullets":["Second Amended and Restated Credit Agreement provides $250M unsecured revolving facility, matures June 24, 2031.","Replaces existing March 2021 credit facility; proceeds for general corporate purposes.","Interest margins: 1.00%-1.50% (Term SOFR) or 0.00%-0.50% (Base Rate) based on debt-to-capital ratio.","Financial covenants: minimum equity $1.55B+25% net income, debt/capital ≤35%, RBC ratio ≥150%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-281118","json":"https://secwatch.observer/filing/0001193125-26-281118.json","markdown":"https://secwatch.observer/filing/0001193125-26-281118.md","text":"https://secwatch.observer/filing/0001193125-26-281118.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/64996/000119312526281118/0001193125-26-281118-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/64996/000119312526281118/d811201d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T20:28:13.532210+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}