---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-300314"
form_type: "8-K"
ticker: "LMFA"
cik: "0001640384"
company_name: "LM FUNDING AMERICA, INC."
filed_at: "2026-07-10T12:30:36+00:00"
generated_at: "2026-07-10T12:35:11.118319+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# LM Funding announces 1-for-25 reverse stock split effective July 13 to regain Nasdaq compliance

## Summary
- Reverse stock split at 1:25 ratio, effective 12:01 a.m. ET on July 13, 2026; trading begins split-adjusted same day.
- Nasdaq granted additional 180-day compliance period until Jan 4, 2027, after bid price remained below $1.00.
- Company expanding into high-performance computing and AI infrastructure, citing Oklahoma and Mississippi sites.
- No change to authorized shares; fractional shares rounded up to next whole share.
- Stock continues trading on Nasdaq Capital Market under symbol LMFA; new CUSIP 502074602.

## SEC filing metadata
- accession: 0001193125-26-300314
- form_type: 8-K
- ticker: LMFA
- cik: 0001640384
- company_name: LM FUNDING AMERICA, INC.
- filed_at: 2026-07-10T12:30:36+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 3.01, 5.03, 3.03, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1640384/000119312526300314/0001193125-26-300314-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1640384/000119312526300314/lmfa-20260707.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-300314
- JSON: https://secwatch.observer/filing/0001193125-26-300314.json
- Plain text: https://secwatch.observer/filing/0001193125-26-300314.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.