{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-305817","form_type":"8-K","ticker":"RVRF","cik":"0001641601","company_name":"River Financial Corp","filed_at":"2026-07-16T17:20:52+00:00","discovered_at":"2026-07-16T17:22:00.358235+00:00","generated_at":"2026-07-16T17:22:07.269396+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"River Financial Q2 net income up 14.6% to $13.9M; tangible book value per share up 24.2%","bullets":["Year-to-date net income $28.0M, up 36.3% from $20.5M; basic EPS $3.58, up 35.1%.","Q2 net income $13.9M, up 14.6% from $12.1M; basic EPS $1.77, up 13.5%.","Net interest margin (taxable equivalent) YTD 3.71% vs 3.35% prior year; Q2 3.70% vs 3.41%.","Total loans grew 10.8% to $2.84B; deposits up 8.8% to $3.51B; assets $4.02B (+9.0%).","Nonperforming loans ratio rose to 0.49% from 0.21%; net charge-offs improved to 0.02% from 0.15%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-305817","json":"https://secwatch.observer/filing/0001193125-26-305817.json","markdown":"https://secwatch.observer/filing/0001193125-26-305817.md","text":"https://secwatch.observer/filing/0001193125-26-305817.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1641601/000119312526305817/0001193125-26-305817-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1641601/000119312526305817/ck0001641601-20260414.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-16T17:22:07.269396+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}