---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-305817"
form_type: "8-K"
ticker: "RVRF"
cik: "0001641601"
company_name: "River Financial Corp"
filed_at: "2026-07-16T17:20:52+00:00"
generated_at: "2026-07-16T17:22:07.269396+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# River Financial Q2 net income up 14.6% to $13.9M; tangible book value per share up 24.2%

## Summary
- Year-to-date net income $28.0M, up 36.3% from $20.5M; basic EPS $3.58, up 35.1%.
- Q2 net income $13.9M, up 14.6% from $12.1M; basic EPS $1.77, up 13.5%.
- Net interest margin (taxable equivalent) YTD 3.71% vs 3.35% prior year; Q2 3.70% vs 3.41%.
- Total loans grew 10.8% to $2.84B; deposits up 8.8% to $3.51B; assets $4.02B (+9.0%).
- Nonperforming loans ratio rose to 0.49% from 0.21%; net charge-offs improved to 0.02% from 0.15%.

## SEC filing metadata
- accession: 0001193125-26-305817
- form_type: 8-K
- ticker: RVRF
- cik: 0001641601
- company_name: River Financial Corp
- filed_at: 2026-07-16T17:20:52+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1641601/000119312526305817/0001193125-26-305817-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1641601/000119312526305817/ck0001641601-20260414.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-305817
- JSON: https://secwatch.observer/filing/0001193125-26-305817.json
- Plain text: https://secwatch.observer/filing/0001193125-26-305817.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.