secwatch.observer — SEC 8-K summary
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Issuer:     SIMMONS FIRST NATIONAL CORP (SFNC)
CIK:        0000090498
Form:       8-K
Filed at:   2026-07-16T20:30:53+00:00
Accession:  0001193125-26-306164
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Simmons First National Q2 net income $66.7M, adjusted EPS $0.50, NIM stable at 3.84%
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- Net income $66.7M ($0.46 diluted EPS); adjusted net income $72.2M ($0.50 adjusted diluted EPS).
- Total revenue $248.6M, up 3% linked quarter; net interest margin unchanged at 3.84%.
- Committed loan production $1.8B, highest in nearly 4 years; total loans up 3% annualized linked quarter.
- Adjusted efficiency ratio improved to 54.26% from 56.16% in Q1; repurchased 0.7M shares at avg $21.52.
- Net charge-off ratio 0.20%; allowance for credit losses to loans 1.32%; provision exceeded net charge-offs by $8.3M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/90498/000119312526306164/0001193125-26-306164-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/90498/000119312526306164/d123214d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-306164

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