{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-309539","form_type":"8-K","ticker":"ALLY","cik":"0000040729","company_name":"Ally Financial Inc.","filed_at":"2026-07-21T11:20:11+00:00","discovered_at":"2026-07-21T11:25:00.262031+00:00","generated_at":"2026-07-21T11:25:09.205633+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Ally Financial Q2 2026 GAAP EPS $1.18, up 14% YoY; adjusted EPS $1.21, up 22%","bullets":["GAAP EPS $1.18, up 14% YoY; adjusted EPS $1.21, up 22% YoY; GAAP pre-tax income $537M, up 23% YoY.","Consumer auto originations $13.3B from record 4.6M applications; retail auto net charge-offs 157 bps, down 18 bps YoY.","Insurance written premiums $382M, up 9% YoY; retail deposits $144B, 92% FDIC insured, 87% core deposit funded.","CET1 ratio 10.1%, up ~20 bps YoY; executed $148M share repurchases during quarter.","Corporate Finance HFI portfolio $13.7B, NPLs <1%, ROE 32%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-309539","json":"https://secwatch.observer/filing/0001193125-26-309539.json","markdown":"https://secwatch.observer/filing/0001193125-26-309539.md","text":"https://secwatch.observer/filing/0001193125-26-309539.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/40729/000119312526309539/0001193125-26-309539-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/40729/000119312526309539/d40046d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T11:25:09.205633+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}