---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-309539"
form_type: "8-K"
ticker: "ALLY"
cik: "0000040729"
company_name: "Ally Financial Inc."
filed_at: "2026-07-21T11:20:11+00:00"
generated_at: "2026-07-21T11:25:09.205633+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Ally Financial Q2 2026 GAAP EPS $1.18, up 14% YoY; adjusted EPS $1.21, up 22%

## Summary
- GAAP EPS $1.18, up 14% YoY; adjusted EPS $1.21, up 22% YoY; GAAP pre-tax income $537M, up 23% YoY.
- Consumer auto originations $13.3B from record 4.6M applications; retail auto net charge-offs 157 bps, down 18 bps YoY.
- Insurance written premiums $382M, up 9% YoY; retail deposits $144B, 92% FDIC insured, 87% core deposit funded.
- CET1 ratio 10.1%, up ~20 bps YoY; executed $148M share repurchases during quarter.
- Corporate Finance HFI portfolio $13.7B, NPLs <1%, ROE 32%.

## SEC filing metadata
- accession: 0001193125-26-309539
- form_type: 8-K
- ticker: ALLY
- cik: 0000040729
- company_name: Ally Financial Inc.
- filed_at: 2026-07-21T11:20:11+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/40729/000119312526309539/0001193125-26-309539-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/40729/000119312526309539/d40046d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-309539
- JSON: https://secwatch.observer/filing/0001193125-26-309539.json
- Plain text: https://secwatch.observer/filing/0001193125-26-309539.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.