---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-310284"
form_type: "8-K"
ticker: "CSBB"
cik: "0000880417"
company_name: "CSB Bancorp, Inc."
filed_at: "2026-07-21T20:05:13+00:00"
generated_at: "2026-07-21T20:06:19.889193+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# CSB Bancorp Q2 net income $4.74M, EPS $1.80, up 28% YoY

## Summary
- Net income $4.735M ($1.80 diluted EPS) vs $3.727M ($1.41) in Q2 2025, up 27%.
- Net interest margin (FTE) 3.92% vs 3.61% a year ago; net interest income up 15%.
- Nonperforming loans rose to $7.3M (0.84% of loans) from $1.4M (0.17%) due to one business relationship.
- Dividend declared $0.43 per share, annualized yield 2.4% based on $72.00 close.
- Efficiency ratio improved to 53.06% from 56.62%.

## SEC filing metadata
- accession: 0001193125-26-310284
- form_type: 8-K
- ticker: CSBB
- cik: 0000880417
- company_name: CSB Bancorp, Inc.
- filed_at: 2026-07-21T20:05:13+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/880417/000119312526310284/0001193125-26-310284-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/880417/000119312526310284/csbb-20260721.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-310284
- JSON: https://secwatch.observer/filing/0001193125-26-310284.json
- Plain text: https://secwatch.observer/filing/0001193125-26-310284.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.