secwatch.observer — SEC 8-K summary
======================================

Issuer:     CSB Bancorp, Inc. (CSBB)
CIK:        0000880417
Form:       8-K
Filed at:   2026-07-21T20:05:13+00:00
Accession:  0001193125-26-310284
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

CSB Bancorp Q2 net income $4.74M, EPS $1.80, up 28% YoY
-------------------------------------------------------

- Net income $4.735M ($1.80 diluted EPS) vs $3.727M ($1.41) in Q2 2025, up 27%.
- Net interest margin (FTE) 3.92% vs 3.61% a year ago; net interest income up 15%.
- Nonperforming loans rose to $7.3M (0.84% of loans) from $1.4M (0.17%) due to one business relationship.
- Dividend declared $0.43 per share, annualized yield 2.4% based on $72.00 close.
- Efficiency ratio improved to 53.06% from 56.62%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/880417/000119312526310284/0001193125-26-310284-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/880417/000119312526310284/csbb-20260721.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-310284

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer