{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-310605","form_type":"8-K","ticker":"UPBD","cik":"0000933036","company_name":"UPBOUND GROUP, INC.","filed_at":"2026-07-21T21:42:34+00:00","discovered_at":"2026-07-22T10:05:00.241500+00:00","generated_at":"2026-07-22T10:06:02.507912+00:00","sec_items":["8.01","1.05"],"event_type":"cyber","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Upbound Group reports cyber incidents leading to $13M fraudulent contract losses in Acima segment","bullets":["Non-sensitive customer info and documents obtained without authorization; used to facilitate fraudulent lease-to-own agreements.","Elevated fraudulent contract losses of approximately $13 million in Acima segment during Q2 2026.","Company implemented enhanced authentication, fraud detection, and other security measures; notified federal law enforcement.","Investigation ongoing; company currently believes incidents are not material but will reassess if facts change."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-310605","json":"https://secwatch.observer/filing/0001193125-26-310605.json","markdown":"https://secwatch.observer/filing/0001193125-26-310605.md","text":"https://secwatch.observer/filing/0001193125-26-310605.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/933036/000119312526310605/0001193125-26-310605-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/933036/000119312526310605/upbd-20260721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-22T10:06:02.507912+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}