---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-310605"
form_type: "8-K"
ticker: "UPBD"
cik: "0000933036"
company_name: "UPBOUND GROUP, INC."
filed_at: "2026-07-21T21:42:34+00:00"
generated_at: "2026-07-22T10:06:02.507912+00:00"
event_type: "cyber"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Upbound Group reports cyber incidents leading to $13M fraudulent contract losses in Acima segment

## Summary
- Non-sensitive customer info and documents obtained without authorization; used to facilitate fraudulent lease-to-own agreements.
- Elevated fraudulent contract losses of approximately $13 million in Acima segment during Q2 2026.
- Company implemented enhanced authentication, fraud detection, and other security measures; notified federal law enforcement.
- Investigation ongoing; company currently believes incidents are not material but will reassess if facts change.

## SEC filing metadata
- accession: 0001193125-26-310605
- form_type: 8-K
- ticker: UPBD
- cik: 0000933036
- company_name: UPBOUND GROUP, INC.
- filed_at: 2026-07-21T21:42:34+00:00
- event_type: cyber
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 8.01, 1.05
- EDGAR index: https://www.sec.gov/Archives/edgar/data/933036/000119312526310605/0001193125-26-310605-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/933036/000119312526310605/upbd-20260721.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-310605
- JSON: https://secwatch.observer/filing/0001193125-26-310605.json
- Plain text: https://secwatch.observer/filing/0001193125-26-310605.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.