---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-311970"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2026-07-22T17:48:18+00:00"
generated_at: "2026-07-22T17:49:05.351551+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital Q2 net income $3.9M, EPS $0.53, up from $2.8M, $0.37 YoY

## Summary
- Total assets $1.22B at June 30, 2026, vs $1.20B at Dec 31, 2025.
- Six-month net income $7.1M ($0.96 EPS) vs $5.4M ($0.70 EPS) YoY.
- Q2 included $850K gain from Visa exchange and $424K CECL reserve reversal.
- Underlying performance stable with strong asset quality and customer growth.

## SEC filing metadata
- accession: 0001193125-26-311970
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2026-07-22T17:48:18+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000119312526311970/0001193125-26-311970-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000119312526311970/uwhr-20260722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-311970
- JSON: https://secwatch.observer/filing/0001193125-26-311970.json
- Plain text: https://secwatch.observer/filing/0001193125-26-311970.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.