{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-312415","form_type":"8-K","ticker":"FAF","cik":"0001472787","company_name":"First American Financial Corp","filed_at":"2026-07-22T20:15:15+00:00","discovered_at":"2026-07-22T20:16:01.258602+00:00","generated_at":"2026-07-22T20:16:26.271811+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"First American Q2 2026 EPS $2.12, revenue $2.1B up 15% YoY","bullets":["EPS $2.12 diluted ($2.08 adjusted) vs $1.41 prior year; net income $218.5M.","Total revenue $2.1B, up 15% YoY; Title segment revenue $2.0B, up 17%.","Commercial revenues $314M, up 34% YoY; avg revenue per commercial order $19,980.","Title pretax margin 15.7% (adjusted 14.0%); Home Warranty pretax margin 21.3%.","Repurchased 330,405 shares for $20M at avg $61.99; debt-to-capital 31.4%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-312415","json":"https://secwatch.observer/filing/0001193125-26-312415.json","markdown":"https://secwatch.observer/filing/0001193125-26-312415.md","text":"https://secwatch.observer/filing/0001193125-26-312415.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1472787/000119312526312415/0001193125-26-312415-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1472787/000119312526312415/faf-20260722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-22T20:16:26.271811+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}