secwatch.observer — SEC 8-K summary
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Issuer:     UNITED BANKSHARES INC/WV (UBSI)
CIK:        0000729986
Form:       8-K
Filed at:   2026-07-23T12:00:07+00:00
Accession:  0001193125-26-313364
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

United Bankshares reports record Q2 2026 earnings of $0.95 EPS, net income $131.4M
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- Record Q2 2026 EPS of $0.95, up from $0.89 in Q1 2026 and $0.85 in Q2 2025; net income $131.4M.
- Net interest income $285.3M (+1% QoQ, +4% YoY); net interest margin stable at 3.81%.
- Provision for credit losses $5.0M, down from $7.8M in Q1 2026; net charge-offs $5.1M (0.08% annualized).
- Non-performing loans $110.6M (0.44% of loans); allowance for loan losses 1.20% of loans.
- Repurchased 1.5M shares at avg $43.93 in Q2; 3.2M shares in H1 2026 at avg $41.78.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/729986/000119312526313364/0001193125-26-313364-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/729986/000119312526313364/d139267d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-313364

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