secwatch.observer — SEC 8-K summary
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Issuer:     Enova International, Inc. (ENVA)
CIK:        0001529864
Form:       8-K
Filed at:   2026-07-23T20:16:13+00:00
Accession:  0001193125-26-314134
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Enova Q2 2026 revenue up 22% to $929M; adj. EPS $4.31 (+33% YoY)
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- Total revenue $929M (+22% YoY); net income $105M ($4.00 diluted EPS) vs $76M ($2.86) in Q2 2025.
- Adjusted EPS $4.31 (+33% YoY); adjusted EBITDA $256M (+26%).
- Originations rose 27% to $2.3B; combined loans and finance receivables record $5.5B (+28%).
- Net charge-off ratio improved to 7.3%; net revenue margin improved to 61%.
- Raised full-year outlook; repurchased $19M of stock in quarter.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1529864/000119312526314134/0001193125-26-314134-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1529864/000119312526314134/enva-20260723.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-314134

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer