secwatch.observer — SEC 8-K summary
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Issuer:     Virginia National Bankshares Corp (VABK)
CIK:        0001572334
Form:       8-K
Filed at:   2026-07-23T20:30:15+00:00
Accession:  0001193125-26-314197
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Virginia National Bankshares Q2 net income $9.0M ($1.65 EPS) vs $4.2M ($0.78) YoY; NIM expands to 3.65%
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- Net income $9.0M ($1.65 diluted EPS) vs $4.2M ($0.78) in Q2 2025; ROAA improved to 2.24% from 1.05%.
- Net interest margin (FTE) 3.65% vs 3.40% YoY; efficiency ratio improved to 41.6% from 61.2%.
- Noninterest income up $4.7M (360%) due to $4.7M gain on sale of Bearing Insurance Group interest.
- Quarterly dividend $0.36 per share declared, payable Aug 28, 2026 to holders of record Aug 14, 2026.
- Nonperforming assets 0.35% of total assets vs 0.48% a year ago; book value per share $35.89 vs $31.67.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1572334/000119312526314197/0001193125-26-314197-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1572334/000119312526314197/vabk-20260722.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-314197

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