{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-318995","form_type":"8-K","ticker":"CFBK","cik":"0001070680","company_name":"CF BANKSHARES INC.","filed_at":"2026-07-28T13:03:46+00:00","discovered_at":"2026-07-28T13:05:00.439307+00:00","generated_at":"2026-07-28T13:05:07.630059+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CF Bankshares Q2 net income $5.9M ($0.90 EPS), up 18% QoQ; NIM expands 24bps to 2.93%","bullets":["Net income $5.9M ($0.90 diluted EPS) vs $5.0M ($0.77) in Q1 2026 and Q2 2025; PPNR $8.2M, up 26% QoQ.","NIM 2.93%, up 24bps from prior quarter; efficiency ratio improved to 50.4% from 56.1%.","Commercial loan fundings $135M, net commercial loan growth $52M; NIB deposits grew $33M (14%).","Nonaccrual loans $20.8M (1.15% of loans), up $522k from Q1; provision for credit losses $944k.","Book value per share $29.04; dividend of $0.09 per share paid July 21, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-318995","json":"https://secwatch.observer/filing/0001193125-26-318995.json","markdown":"https://secwatch.observer/filing/0001193125-26-318995.md","text":"https://secwatch.observer/filing/0001193125-26-318995.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070680/000119312526318995/0001193125-26-318995-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070680/000119312526318995/cfbk-20260728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-28T13:05:07.630059+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}