---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-320838"
form_type: "8-K"
ticker: "AUBN"
cik: "0000750574"
company_name: "AUBURN NATIONAL BANCORPORATION, INC"
filed_at: "2026-07-28T19:32:10+00:00"
generated_at: "2026-07-28T19:33:09.472986+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Auburn National Q2 2026 EPS $0.66, up 27% YoY; net interest margin expands to 3.33%

## Summary
- Net earnings $2.3M ($0.66 per share) vs $1.8M ($0.52) in Q2 2025, a 27% EPS increase.
- Net interest income (tax-equivalent) $8.0M, up 8% YoY; net interest margin 3.33% vs 3.18%.
- Negative provision for credit losses of $248K vs a $113K charge in Q2 2025.
- Nonperforming assets fell to 0.01% of total assets from 0.03% a year ago.
- Noninterest expense rose to $6.1M, including a $0.4M loss contingency accrual; no insurance recovery recognized.

## SEC filing metadata
- accession: 0001193125-26-320838
- form_type: 8-K
- ticker: AUBN
- cik: 0000750574
- company_name: AUBURN NATIONAL BANCORPORATION, INC
- filed_at: 2026-07-28T19:32:10+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750574/000119312526320838/0001193125-26-320838-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750574/000119312526320838/d183013d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-320838
- JSON: https://secwatch.observer/filing/0001193125-26-320838.json
- Plain text: https://secwatch.observer/filing/0001193125-26-320838.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.