{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-321038","form_type":"8-K","ticker":"FBLA","cik":"0002013639","company_name":"FB Bancorp, Inc. /MD/","filed_at":"2026-07-28T20:20:44+00:00","discovered_at":"2026-07-28T20:22:00.578747+00:00","generated_at":"2026-07-28T20:22:14.657999+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FB Bancorp Q2 2026 net loss of $70K vs net income of $879K in Q2 2025; continuing ops income down 32%","bullets":["Net loss of $70K for Q2 2026; net income from continuing ops was $697K vs $1.0M in Q2 2025.","Discontinued ops (NOLA Lending Group sale closed Mar 1, 2026) contributed a $767K net loss in Q2 2026.","Net interest margin narrowed to 4.20% from 4.65% YoY; non-interest expenses rose 15.73% to $13.1M.","Company repurchased 3.77M shares at avg $13.20 under prior programs; new 1.61M share buyback authorized June 12, 2026.","Non-performing loans improved to 1.85% of total loans from 2.26% at Dec 31, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-321038","json":"https://secwatch.observer/filing/0001193125-26-321038.json","markdown":"https://secwatch.observer/filing/0001193125-26-321038.md","text":"https://secwatch.observer/filing/0001193125-26-321038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2013639/000119312526321038/0001193125-26-321038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2013639/000119312526321038/ck0002013639-20260728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-28T20:22:14.657999+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}